![]() Very simplistic, minimalistic UI on the Mac. Though the $50 dollar feature is great for those who just want to do budget.īig upside: if you paid for one year and then decide to stop after that year, you actually get to continue to use the current app as is that you paid for. Most people will likely get the $70 for investment/retirement planning features. Big learning curve, but pays off in the end.ģ tiered, semi-subscription model. You should absolutely watch their masterclass series on youtube (free) to learn about their features. Connections are VERY stable, which is a breath of fresh air coming from YNAB (though this might depend more on the service they use rather than themselves). I think this is to make it easier to see your projected spending, but definitely took some time to learn/get used toĬonnecting to the banks was pretty easy. They use a much more complex/detailed system to track your envelopes vs your budgeted amount. Not as easy as YNAB to set up envelope budgeting. Personal finance app that offers envelope budgeting (though not as robust or easy as YNAB), investment tracking, mortgage/real estate, and also tracking accounts in different currencies.Ĭan actually do Bill Pay via the app, if you are interested.Ĭalendar feature that shows you when your upcoming bills are due (as automatic transactions)Ĭan be complex. Unfortunately, the app is only available for Mac/iPad/iOS users. I set out to look for an all-in-one option, and I found that in Banktivity.ĭisclaimer: I'm not affiliated w/ Banktivity. Things like investment tracking, planning for retirement are currently missing from YNAB, though you can supplement with other software. While browsing through the discussions regarding the recent price increase, a few comments resonated with me in that some of us, thanks to YNAB, are ready to graduate from YNAB. ![]() But over the last year, I realized that my needs may be outgrowing what YNAB has to offer. It has been a phenomenal software and helped to build my budgeting habit. I've been using YNAB since YNAB4 and moved to nYNAB two years ago.
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